Congratulations you're newly engaged and sporting a beautiful engagement ring. Now the next step is to insure your valuable jewelry.
When it comes to insuring your engagement ring there is one thing you must have before you approach any insurance company. You need to have an appraisal. Make sure the appraisal is from an independent jewelry appraiser and that it is an actual appraisal and not a gemological laboratory report (gem lab report).
Engagement Ring: Gem Lab Report vs. Appraisal
A gem lab report is a report describing the gemstone itself. It describes the dimensions, weight, clarity, color, etc. The gem lab report never changes unless... Read the rest of this post at its new location.
