Jakarta (ANTARA News) - Bank Mandiri increase credit small and medium business sector (SMEs) through its "business banking," which reached Rp22, 7 trillion in December 2010 (unaudited), an increase of more than 32 percent compared to the year 2009 to reach Rp17, 1 trillion .
"Group Head Business Banking I" Bank Mandiri Riduan here on Sunday, said the number of debtors' business banking "the bank also increased from 13 490 borrowers in 2009 to more than 15 thousand debtors at the end of December 2010.
Of this amount, 49.2 percent of borrowers engaged in the trade sector, 12.3 percent in agriculture and services business is 10.7 percent.
At this year's Bank Mandiri plans to open 23 new offices of five "business banking centers, eight" business banking floor, "and 10" desk banking business. "
"Business Banking" is a business unit of Bank Mandiri, which focus on dealing with SMEs.
Business unit that aims to channel the productive form of credit working capital loans or investment loans with credit limits above Rp100 million to Rp10 billion.
Currently, Bank Mandiri has opened 177 offices service "banking business" all over Indonesia, which consists of 29 "business banking center", 65 "floor banking business", and 83 "business banking desk".
In addition to benefit the growth of the Indonesian economy, SMEs are also able to reduce unemployment while enhancing the level of social welfare, he said.
"This is where the role of very large banks to help drive the twisted world of business so as to spur national economic growth and we want more active role in supporting the development of SMEs through easy access and fast service," said Riduan.
Through the addition of the office "banking business" in various parts of Indonesia and the improving economic condition of Indonesia, Bank Mandiri optimistic to increase SME lending amounted to Rp28 trillion by the end of 2011.
To spur growth in SME loans, Bank Mandiri, Bank Mandiri integrate with the overall strategy, building the spirit of entrepreneurship among SMEs, and educate the loan recipient to be able to manage their business with good governance and responsible.
To produce a sound credit quality, the bank applies the principle of "prudential banking" and "good corporate governance on an ongoing basis in the lending process.
As a result, the bank is able to maintain credit quality to the level of nonperforming loans (NPLs), which continues to decline.
NPLs of credit "Business Banking" Bank Mandiri in 2010 fell to 2.54 percent (gross) from 2.9 percent in 2009. (*)
